{"id":6127,"date":"2024-12-18T14:56:06","date_gmt":"2024-12-18T14:56:06","guid":{"rendered":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/?page_id=6127"},"modified":"2024-12-18T15:08:13","modified_gmt":"2024-12-18T15:08:13","slug":"winter-season-claims","status":"publish","type":"page","link":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/winter-season-claims\/","title":{"rendered":"Winter Season Claims"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6127\" class=\"elementor elementor-6127\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49c4115 e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"49c4115\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7edb992 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"7edb992\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cd6529f e-con-full e-flex e-con e-child\" data-id=\"cd6529f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8b2f4c7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"8b2f4c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ecc2f4 elementor-widget elementor-widget-image\" data-id=\"4ecc2f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"860\" height=\"493\" src=\"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-content\/uploads\/2024\/12\/unnamed-93.png\" class=\"attachment-full size-full wp-image-6129\" alt=\"\" srcset=\"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-content\/uploads\/2024\/12\/unnamed-93.png 860w, https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-content\/uploads\/2024\/12\/unnamed-93-300x172.png 300w, https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-content\/uploads\/2024\/12\/unnamed-93-768x440.png 768w\" sizes=\"(max-width: 860px) 100vw, 860px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcd9ccc elementor-widget elementor-widget-heading\" data-id=\"bcd9ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Winter Season Homeowner Claims Help<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0aed95 elementor-widget elementor-widget-text-editor\" data-id=\"c0aed95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are typically <strong>8 types of Homeowner Property Damage Winter Claims<\/strong> scenarios that you as a homeowner should be aware of this coming winter season. Not including the common everyday homeowner claims that are filed each and every day.<\/p><p>Examples: Theft, Vandalism, Plumbing and Fire\u2026etc. You can reference our common <span style=\"text-decoration: underline;\"><strong>Everyday Home Claims<\/strong><\/span> listed under the \u201cServices\u201d tab in the drop-down menu.<\/p><p>As your <strong>Advocate in Property Damage<\/strong> and when you need <strong>Homeowner Claims Help<\/strong>, we are compelled to inform you about making hasty decisions when it comes time for filing a Homeowner Insurance Claim from a <span style=\"text-decoration: underline;\">Winter Season Property Damage<\/span> occurrence.<\/p><p>Just a simple inquiry made by you the \u201cpolicyholder \u201cto the insurance company with regards to property damage that you may have incurred or sustained from any of the Winter Home Claims scenarios listed below could cause the insurance company to <strong>sur-charge<\/strong> you by <strong>raising premiums<\/strong>.<\/p><p><span style=\"font-weight: 400;\">Yes, even a simple inquiry could cost you money in the long run.\u00a0 Sounds scary but allow us to explain in further detail when you call us at (215) 364-4546.<\/span><\/p><p>So, you really need to know and understand before rambling on or talking to the insurance company about any <em><span style=\"text-decoration: underline;\"><strong>Winter Season Homeowner Claims<\/strong><\/span><\/em>. In addition, never allow your insurance company to make your claim for you\u2026ever!<\/p><p>And remember that, just because you have a Homeowners Insurance Policy it doesn\u2019t mean that you are covered and that the insurance company is obligated to pay for any of the scenarios listed below.<\/p><p>If you allow \u201c<strong>Advocate Public Adjustment<\/strong>\u201d to Review your <strong>Insurance Policy for FREE<\/strong> then we would be in a better position to determine and render our opinion as to your specific policy type and what is and what isn\u2019t cover. This is the starting point for us. We would most certainly need to know what kind of policy you purchased, what endorsements are made part of that policy, what is the deductible, and whether you have a replacement cost policy <strong>V.<\/strong> actual cash value policy.<\/p><p><span style=\"font-weight: 400;\">After our <\/span><b><i>FREE Policy Review<\/i><\/b><span style=\"font-weight: 400;\">, we would inform you whether the policy would cover against any of the <\/span><b><i>Winter Season Property Damage Home Claims<\/i><\/b><span style=\"font-weight: 400;\"> listed below.<\/span><\/p><p><span style=\"font-weight: 400;\">If the homeowner\u2019s policy affords coverage as a result of \u201c<\/span><i><span style=\"font-weight: 400;\">OLD MAN WINTER\u2019S WRATH<\/span><\/i><span style=\"font-weight: 400;\">\u201d, then you must see if it is worth filing a claim or not. <\/span><\/p><p><span style=\"font-weight: 400;\">Please do not listen to unethical public adjusters that just got into the business insisting that they will submit and handle everything on your behalf when it doesn\u2019t make sense to file a claim because the <\/span><i><span style=\"font-weight: 400;\">amount of loss<\/span><\/i><span style=\"font-weight: 400;\"> and or <\/span><i><span style=\"font-weight: 400;\">the extent of damage<\/span><\/i><span style=\"font-weight: 400;\"> really isn\u2019t sufficient enough to make a claim in the first place.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Please Note: That we have been settling homeowner insurance claims since 1992 full time every day. This is Decades of Experience specific to this industry.<\/span><\/p><p><span style=\"font-weight: 400;\">If it doesn\u2019t make dollar sense to submit the claim then DON\u2019T.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f82bd9 e-con-full e-flex e-con e-child\" data-id=\"7f82bd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-be67ab6 e-con-full e-flex e-con e-child\" data-id=\"be67ab6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-871f2ad elementor-widget elementor-widget-heading\" data-id=\"871f2ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Well, how can you determine if it is or isn\u2019t worth it?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c848a33 elementor-widget elementor-widget-heading\" data-id=\"c848a33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">GREAT QUESTION?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee4ef0 elementor-widget elementor-widget-heading\" data-id=\"5ee4ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Call Advocate Public Adjustment (215) 364-4546<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-470af42 elementor-widget elementor-widget-text-editor\" data-id=\"470af42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For <span style=\"text-decoration: underline;\">Winter Season Homeowner Claims Help<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14875b8 e-con-full e-flex e-con e-child\" data-id=\"14875b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e89491 e-con-full e-flex e-con e-child\" data-id=\"7e89491\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0294360 elementor-widget elementor-widget-text-editor\" data-id=\"0294360\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Advocate Public Adjustment will review your policy for free with no obligations at all. We will see if it is worth pursing any and all first party claim benefits or not by inspecting the property. If it turns out that it is not beneficial to pursue a property damage winter home claim, we would inform you of that fact. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf110fa e-flex e-con-boxed e-con e-parent\" data-id=\"cf110fa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6844c16 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"6844c16\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2efceb1 e-con-full e-flex e-con e-child\" data-id=\"2efceb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-678d2a4 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"678d2a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-934f29b elementor-widget elementor-widget-heading\" data-id=\"934f29b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">We are \u201c<u>Your True Advocate in Property Damage Winter Home Claims Help<\/u>\u201d.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dc01f5 elementor-widget elementor-widget-text-editor\" data-id=\"5dc01f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Advocate Public Adjustment will make certain that you fully understand the facts with regards to the merits of your particular situation. Yes, you might have an insurable loss. But the reality might be that it\u2019s just not beneficial to make a claim because it just doesn\u2019t make sense.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Listed below are the most common types of <\/span><b><i>Winter Seasonal Home Claims<\/i><\/b><span style=\"font-weight: 400;\"> that you may need Home Claims Help with:<br \/><\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Weight of Ice and Snow<\/i><\/b><span style=\"font-weight: 400;\"> \u2013 there are only (?) Home Insurance Policies types that will cover this named peril or perils insured against. No sense filing a Winter Season Home Claim if it <\/span><b><i>is not covered<\/i><\/b><span style=\"font-weight: 400;\"> or if it doesn\u2019t make sense to file because the damage barely exceeds the policy deductible and there is just not enough to pursue.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Ice Dam<\/i><\/b><span style=\"font-weight: 400;\"> \u2013 Roof Leak \u2013 There are only (?) policy types that will cover for this type of damage. That\u2019s all. Yes, Ice Dam is not a named peril and you need to have a certain Homeowners Policy that will cover this type of Winter Season Property Damage Home Claim.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Ice Storm<\/i><\/b><b><i> \u2013 <\/i><\/b><b><i>Power Outage<\/i><\/b><b><i> \u2013 <\/i><\/b><b><i>Fallen Trees<\/i><\/b><span style=\"font-weight: 400;\"> (?) Power outages can occur from a multitude of events such as, Wind, Ice accumulation onto power lines and or tree branches, a Vehicle hitting a power line pole. Ice Storms are known to cause major power outages. No power, No heat.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Freezing of Plumbing and Heating Systems<\/i><\/b><span style=\"font-weight: 400;\"> (?) No heat will cause a plumbing system and heating system to freeze solid. When pipes freeze and burst major catastrophic water damage can occur.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Blizzard \u2013 East Coast Nor\u2019easter<\/i><\/b><span style=\"font-weight: 400;\"> \u2013 a variety of property damage situations can happen from these types of weather systems in the winter. (?) Heavy snow loads, high wind speeds, frigid temperatures with negative wind chill factors.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Rapid Snow Melt Flood<\/i><\/b><span style=\"font-weight: 400;\"> (?) After a winter storm passes in our area a warm front may develop along the east coast coming out of the south causing a rapid meltdown with temperatures rising. When this occurs, storm drains in the streets and sump pumps in basements might not be able to handle the rapid melt down, causing flooding. It\u2019s important to note, that most homeowner policies do not cover against flood damage. That you will need a NFIP Standard Flood Insurance Policy (SFIP).\u00a0 You can purchase a Private Flood Insurance Policy that will have much higher limits and more to offer than the NFIP Government Policy. Flood coverage can be provided by a Homeowners Policy if you have a <\/span><b>Flood Coverage Endorsement added to the policy<\/b><span style=\"font-weight: 400;\">. These endorsements usually offer higher coverage limits, as well as coverage for personal property in a basement area, replacement cost for building items and content items. In addition, to paying for Additional Living Expenses that the NFIP Standard Flood Insurance Policy (SFIP) will not cover at all.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b><i>Heater Puff Back- Smoke \u2013 Soot<\/i><\/b> (?) This type of claim occurs when you turn on the heater and the oil injector nozzles are clogged or too much oil is delivered into the nozzle that does not burn off and causes excessive oil in the air circulating through the vents and baseboard heat pipe chase ways.<\/li><\/ol><p><span style=\"font-weight: 400;\">So, if you need <\/span><b><i>Winter Season Claims Help<\/i><\/b><span style=\"font-weight: 400;\"> and live in Bucks County, Winter Season Claims Help and live in Chester County, Winter Season Claims Help and live in Delaware County, Winter Season Claims Help and live in Lehigh County, Winter Season Claims Help and live in Montgomery County, Winter Season Claims Help and live in Northampton County then Advocate Public Adjustment is Your <\/span><b><i>Winter Season Home Claims Consultant<\/i><\/b><span style=\"font-weight: 400;\">. We offer competitive contingency fees Call Today (215) 364-4546 or you can send us an email to <\/span><a href=\"mailto:AdvocatePublicAdjustment@gmail.com\"><span style=\"font-weight: 400;\">AdvocatePublicAdjustment@gmail.com.<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Winter Season Homeowner Claims Help There are typically 8 types of Homeowner Property Damage Winter Claims scenarios that you as a homeowner should be aware of this coming winter season. Not including the common everyday homeowner claims that are filed each and every day. Examples: Theft, Vandalism, Plumbing and Fire\u2026etc. You can reference our common [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"blank-template.php","meta":{"footnotes":""},"class_list":["post-6127","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/pages\/6127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/comments?post=6127"}],"version-history":[{"count":7,"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/pages\/6127\/revisions"}],"predecessor-version":[{"id":6135,"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/pages\/6127\/revisions\/6135"}],"wp:attachment":[{"href":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/wp-json\/wp\/v2\/media?parent=6127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}