{"id":5132,"date":"2024-11-05T19:28:40","date_gmt":"2024-11-05T19:28:40","guid":{"rendered":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/?page_id=5132"},"modified":"2024-11-15T19:08:47","modified_gmt":"2024-11-15T19:08:47","slug":"windstorm","status":"publish","type":"page","link":"https:\/\/demo.netlynxinc.com\/advocatepublicadjustment\/windstorm\/","title":{"rendered":"Windstorm"},"content":{"rendered":"\t\t
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\r\n\t\t\t\t\t\t\t\tService<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t

Wind Damage<\/p>\n<\/span><\/h2>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Wind damage is typically covered in all homeowner insurance policies sold in our area of the country.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tWe are not restricted or limited to purchasing a Homeowner Insurance Policy that names Windstorm \u2013 Hail\u201d in the SECTION 1 – PERILS INSURED AGAINST part of the policy. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tYou might have a high wind deductible specific to wind damage. Or maybe a \u201cHurricane \u2013 Tropical Storm deductible specific to a named storm. These deductibles are typically a percentage deductible that can be 1% -5% of the Coverage-A Dwelling Building limit of liability. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tSo, that said the need to know if it is worth filing a Windstorm Damage home insurance claim comes down to how \u201chigh\u201d your deductible is and is it worth filing the claim. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tLet\u2019s face it $300,000.00 COVERAGE LIMIT<\/strong> for Coverage A Dwelling if you have a 5% wind deductible would equal $15,000,00<\/strong> Dollars.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tIn addition, insurance companies are getting smarter and smarter these days.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThey are making it mandatory to attach a \u201cCosmetic Roof Exclusion Endorsement<\/strong>\u201d that will specifically exclude damage to exterior surfaces, including walls, roofs, doors, windows, and or siding systems.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThis impacts the appearance of the exterior but not the functionality of the roof, or siding and etc.\nSo, repairs to a roof or siding system only need to be done with materials that are functional. Not repairs that match or conform to the remaining areas of undamaged property.<\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t
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A Game Changer\u2026Unfortunately for the worse.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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This is why we need to see your Homeowner Insurance Policy. Making certain that you DO NOT have this type of endorsement made part of your policy. Because if you do, then we are limited to the negotiation arguments that increase a Roof Damage Insurance Claim Settlement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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We are just being HONEST and upfront with you!<\/p>\n<\/span><\/h2>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\tThere are times when insurance company adjusters will only allow for 5, 10, 15 shingles to repair the roof. Knowing that your original roof materials are no longer manufactured or available. The shingles or siding are no longer manufactured and the newer shingle \u2013 siding repair will not conform to the remaining system. So, you must push back hard, and fight, fight, fight this type of repair. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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